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Extras Cover

A guide to Phoenix Health Extras Cover

Extras, General Treatment or Ancillary Cover – whatever you call it, is designed to support your health and wellbeing every day.

We’ve put together the following guide to help you get to know Phoenix Health Extras Cover, so you can be sure that you are getting covered for the things you need, so you can put more money back in your pocket.

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Section 1: Extras Cover Overview

Extras Cover provides benefits for services that help cover the cost of looking after your everyday health; like dental, optical and physio – things that keep you healthy on a day-to-day basis.

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Section 2: Kick Start Extras 50

Kick Start Extras is great for when you want a bit of cover, but don’t claim often. Giving you 50% back when you swipe your card, you can hold Kick Start Extras with or without Hospital Cover.

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Section 3: Healthy Flex Extras 50

Healthy Flex means you have the freedom to use your extras limits however you choose – giving you 50% back, they’ll flex to your needs!

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Section 4: Value Extras 60

Value Extras covers a wide range of services, and gives you 60% back when you swipe your card – perfect for those services you use everyday.

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As a part of our commitment to providing members with personal health insurance and superior service, from time to time we review and update our policies and documents to ensure we continue to meet our obligations. We have recently made some updates to our Privacy Policy. You can view the Phoenix Health Privacy Policy here.

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      Change your cover without a worry! If you make a mistake, you can change back to your previous cover without penalty if you do so within 30 days of the change.

      If you have any loadings or discounts on your policy, they will not be reflected in the website price. Once we receive your change of cover, we will adjust for these and let you know the correct premium and payment date via email along with any waiting periods that may apply if you're increasing your level of cover